Most times people wake up and find out their money is gone and you may wonder how that happened, here is how cyber criminals clone bank atm cards.

Such fraud can only happen when someone has access to your bank account, has access to your mobile banking app or access to your bank card, they mostly go after bank cards because it is easy to obtain than Mobil banking app that is usually complicated for them to get access to.

How Cyber Criminals Clone Bank ATM Cards

They usually use a software to clone the victim’s bank card but before then, they find a way to obtain the victim’s bank card info through the following methods;

• Keylogger: Keyloggers and spyware are both types of malicious software that can compromise privacy and security, though they differ in their primary function. Keyloggers specifically record keystrokes on a keyboard, while spyware is broader, potentially tracking browsing activity, gathering personal information, and even controlling a device.

Keylogger Function

Record every keystroke entered on a keyboard, including passwords, usernames, and other sensitive information.

Keylogger Purpose

Cybercriminals use keyloggers to steal data for financial gain, identity theft, or espionage.

Types Of Keylogger

Software or hardware-based. Software keyloggers are installed on the device, while hardware keyloggers are physical devices connected to the keyboard.

Detection Of Keylogger

Suspicious activity, unusual network traffic, or signs of slow performance can indicate a keylogger.

Protection From Keylogger

Antivirus software can help detect and remove keyloggers. Strong passwords, caution with phishing attempts, and avoiding public Wi-Fi are also crucial.

• Spyware: spywares Gathers information about a user’s computer activity, including browsing history, installed software, and other data.

Spyware Purpose

Can be used for malicious purposes like tracking a user’s online activities, stealing personal information, or remotely controlling the device.

Types Of Spyware

Various forms, including browser plugins, software programs, and even hardware devices.

Spyware Detection

Signs of spyware include pop-up ads, unexpected browser redirects, and general computer slowdown.

Spyware Protection

Regular scans with antivirus software, being cautious with suspicious emails and websites, and using up-to-date operating systems are essential for protection.

That’s how they obtain victim’s bank debit/credit card info and they will use Ratnyx Software to clone the debit/credit card.

Learn More About Difference between Spyware And Keylogger Here

How Does Internet Fraudsters Clone Debit/Credit Cards?

The following video is a process of how internet fraudsters clone bank cards (cloning of debit card, credit card cloning).

That’s how how cyber criminals clone bank atm cards as soon as they get the full information of the debit card or credit card, they will use Ratnyx Software to clone it and use the machine to print it if they want physical card.