Perform MT103 Swift Payment, MT202, MT700, MT760, MT799, MT199 and more with Ratnyx Software; cash transfer, credit transfer, GPI automatic, IPIP/IPID and DLC with custom CIS.

Ratnyx is a Software cyber criminals use to carry out bank MT103/202 and more payments for business deals, purchases, goods and services on internet or in person mostly to people that doesn’t know their true identity depending on circumstance of the payment,

Majority of these cyber criminals use this nowadays for P2P payments for digital currencies such as bitcoin, USDT and other digital currencies that are being traded on digital exchanges,

With Ratnyx Software these criminals are able to make payments of millions of dollars that their victims can never be able to withdraw from the account the money is deposited after some designated duration of time, using this as a weapon to plunge so many businesses into bankruptcy, to this day across over one hundred (100) countries in the world.

Cyber criminals commit bank fraud with Ratnyx software, they can easily send payment of $1,000 and above to any bank account and the beneficiary (their victim) will receive it instantly as local payment or within three (3) business days as swift/foreign wire transfer (cross boarder) payment.

Does The Payment reflect on bank account available balance?

This specific payment with Ratnyx Software these cyber criminals carry out actually reflects on available balance of their victims, the answer to this question is yes. it reflects on bank account available balance,

2 Types of MT – Payments With Ratnyx Software

You can do MT103 type to MT202 type ranging from different methods by wares, it all depends on target or who is using,

Types You Can Do With Ratnyx:

• • Local payment (NIP/INTER-BANK/NATIONAL): local payment is when you want to pay someone in South Africa and you are also living in South Africa then you want to pay the person (local bank transfer) in this case the payment will reflect instantly immediately after initiating it

• • Cross boarder payment: cross boarder payment is when you live for example in India or any other country in the world excluding North Korea and you want to pay someone in Australia (it can be tagged “swift payment“) In this case the payment will not reflect instantly because it is cross boarder payment and will take two to three (2-3) business days to arrive to beneficiary’s bank account and will hit the available balance.

Most of these scammers set this payments and configure before they begin the transaction initiation using Ratnyx Payment system.

They don’t need any of the following three (3) informations;

• • Your Phone number associated with your bank account

• • Your E-mail address associated with your bank account

• • No need for them to know your bank account available balance figure,

The software they use will handle the rest using just your basic bank account details, they will send any amount you and them agreed on or you want to sell your property either it’s digital asset or physical produce, it will reflect on your bank account and update your current available balance whereby you will never be suspicious of the scammer until your business transaction with the party is closed and they have moved on, when you will realize you have been scammed is when issues arises with the payment not being posted bank the beneficiary bank (your bank) because your bank will deem it suspicious or inauthentic transaction and will reject it.

If you are an active P2P crypto trader/user you must have encountered a situation whereby someone buys digital asset from you and paid, afterwards bank blocks your bank account and tagged it “suspected of fraudulent activity” or the payment you actually confirmed by yourself with your clear eyes is no where to be found anymore in your account, if you’re experienced crypto trader you must have experienced this. 

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